Payless Power PTC 12 Month - Prepaid is a 12-month fixed rate electricity plan from Payless Power, available in the Oncor, CenterPoint, AEP Texas Central, AEP Texas North and TNMP service areas. At 1,000 kWh a month it costs 16.3¢–19.2¢ per kWh all-in — about $163–$192 a month including delivery charges — depending on your utility. It has 26% renewable content and a $49 early termination fee.
Any usage level — the all-in price barely changes between 500 and 2,000 kWh, so apartments and small homes are not penalized.
Fixed price for 12 months with no credit check or deposit required. A first payment of $75.00 is required to connect service.
As of Nov 11, 2026, Payless Power PTC 12 Month - Prepaid costs 16.3¢–19.2¢ per kWh all-in at 1,000 kWh a month, including TDU delivery charges and any bill credits. By utility — Oncor: 17.5¢ per kWh (≈$175/mo); CenterPoint: 17.3¢ per kWh (≈$173/mo); AEP Texas Central: 16.3¢ per kWh (≈$163/mo); AEP Texas North: 16.5¢ per kWh (≈$165/mo); TNMP: 19.2¢ per kWh (≈$192/mo). At 500 kWh it is 16.6¢ per kWh ($83/mo) and at 2,000 kWh 16.2¢ per kWh ($324/mo) in the AEP Texas Central area.
Yes. Payless Power PTC 12 Month - Prepaid is a fixed-rate plan with a 12-month term: the energy charge stays the same for the full contract. Your bill still changes with how much electricity you use, and the regulated TDU delivery charges can be adjusted by the utility.
The early termination fee is $49 if you leave before the 12-month term ends. Under Texas rules you do not owe the fee if you cancel because you are moving.
Payless Power PTC 12 Month - Prepaid is 26% renewable, which is the share of your usage matched with renewable energy credits.
Payless Power PTC 12 Month - Prepaid is available to homes served by Oncor, CenterPoint, AEP Texas Central, AEP Texas North and TNMP. Enter your ZIP code to confirm it is offered at your address.
At 1,000 kWh a month Payless Power PTC 12 Month - Prepaid ranks #250 of 312 residential plans in the AEP Texas North area by all-in cost, so it costs 7.0¢ per kWh more than the cheapest plan there and more than the area average of 14.5¢. Rankings are recalculated daily.
Choose your utility in the table above and click Enroll. You will need your service address, a move-in or switch date and the account holder's details; enrollment takes about five minutes online and a switch usually completes within one to seven days. There is no interruption to your power.
Rates and rankings are recalculated daily from provider Electricity Facts Labels via PowerHQ. All-in prices include TDU delivery charges, base fees and bill credits averaged over a typical year; your actual bill depends on your usage. GridHacker may earn a commission when you enroll through our links — this never affects how plans are ranked.
