Texas electricity rates›Provider›
Payless Power PTC 12 Month - Postpaid
This plan is no longer offered
The details below are kept for reference. See current provider plans or compare today's rates for your city.
Last listed in provider rate filings on

Payless Power PTC 12 Month - Postpaid

12 months
Fixed rate
All-in rate from
13.9¢
per kWh at 1,000 kWh
Est. monthly bill
$139–$163
at 1,000 kWh, by utility
Early termination fee
$199
waived if you move
Renewable content
26
%
per the Electricity Facts Label
Enroll in this plan — choose your utility
Not sure which utility serves your address? It's printed on your current bill, or see the service areas.

Payless Power PTC 12 Month - Postpaid is a 12-month fixed rate electricity plan from Payless Power, available in the Oncor, CenterPoint, AEP Texas Central, AEP Texas North and TNMP service areas. At 1,000 kWh a month it costs 13.9¢–16.3¢ per kWh all-in — about $139–$163 a month including delivery charges — depending on your utility. It has 26% renewable content and a $199 early termination fee.

Price by utility

All-in cost per kWh at each monthly usage level, including delivery charges, base fees and any bill credits, averaged over a typical year.
Rates updated
Nov 11, 2026
Utility
500 kWh
1,000 kWh
2,000 kWh
Rank
Oncor
15.4¢
$77
/mo
15.0¢
$150
/mo
14.8¢
$296
/mo
#182 of 307 Oncor plans at 1,000 kWh
CenterPoint
15.2¢
$76
/mo
14.7¢
$147
/mo
14.5¢
$290
/mo
#183 of 320 CenterPoint plans at 1,000 kWh
AEP Texas Central
14.2¢
$71
/mo
13.9¢
$139
/mo
13.8¢
$276
/mo
#186 of 312 AEP Texas Central plans at 1,000 kWh
AEP Texas North
14.4¢
$72
/mo
14.1¢
$141
/mo
13.9¢
$278
/mo
#152 of 312 AEP Texas North plans at 1,000 kWh
Texas-New Mexico Power
17.1¢
$86
/mo
16.3¢
$163
/mo
15.9¢
$318
/mo
#172 of 308 TNMP plans at 1,000 kWh

Who it's for

Any usage level — the all-in price barely changes between 500 and 2,000 kWh, so apartments and small homes are not penalized.

Watch out for

Plan details

Contract term
12 months
Rate type
Fixed rate
Early termination fee
$199
Renewable content
26
%
Provider rating
/ 5 (PowerHQ)
Available in
Oncor, CenterPoint, AEP Texas Central, AEP Texas North and TNMP
Ranking
In the AEP Texas North area it ranks #152 of 312 residential plans at 1,000 kWh, #175 at 2,000 kWh and #148 at 500 kWh, by all-in cost.
How the provider describes it

Fixed Price for 12 months. No deposit with approved credit.

Frequently asked questions

How much does Payless Power PTC 12 Month - Postpaid cost?

As of Nov 11, 2026, Payless Power PTC 12 Month - Postpaid costs 13.9¢–16.3¢ per kWh all-in at 1,000 kWh a month, including TDU delivery charges and any bill credits. By utility — Oncor: 15.0¢ per kWh (≈$150/mo); CenterPoint: 14.7¢ per kWh (≈$147/mo); AEP Texas Central: 13.9¢ per kWh (≈$139/mo); AEP Texas North: 14.1¢ per kWh (≈$141/mo); TNMP: 16.3¢ per kWh (≈$163/mo). At 500 kWh it is 14.2¢ per kWh ($71/mo) and at 2,000 kWh 13.8¢ per kWh ($276/mo) in the AEP Texas Central area.

Is PTC 12 Month - Postpaid a fixed-rate plan?

Yes. Payless Power PTC 12 Month - Postpaid is a fixed-rate plan with a 12-month term: the energy charge stays the same for the full contract. Your bill still changes with how much electricity you use, and the regulated TDU delivery charges can be adjusted by the utility.

What is the early termination fee for PTC 12 Month - Postpaid?

The early termination fee is $199 if you leave before the 12-month term ends. Under Texas rules you do not owe the fee if you cancel because you are moving.

Is PTC 12 Month - Postpaid renewable energy?

Payless Power PTC 12 Month - Postpaid is 26% renewable, which is the share of your usage matched with renewable energy credits.

Which utilities offer Payless Power PTC 12 Month - Postpaid?

Payless Power PTC 12 Month - Postpaid is available to homes served by Oncor, CenterPoint, AEP Texas Central, AEP Texas North and TNMP. Enter your ZIP code to confirm it is offered at your address.

Is Payless Power PTC 12 Month - Postpaid a good deal?

At 1,000 kWh a month Payless Power PTC 12 Month - Postpaid ranks #152 of 312 residential plans in the AEP Texas North area by all-in cost, so it costs 4.6¢ per kWh more than the cheapest plan there and less than the area average of 14.5¢. Rankings are recalculated daily.

How do I enroll in Payless Power PTC 12 Month - Postpaid?

Choose your utility in the table above and click Enroll. You will need your service address, a move-in or switch date and the account holder's details; enrollment takes about five minutes online and a switch usually completes within one to seven days. There is no interruption to your power.

Rates and rankings are recalculated daily from provider Electricity Facts Labels via PowerHQ. All-in prices include TDU delivery charges, base fees and bill credits averaged over a typical year; your actual bill depends on your usage. GridHacker may earn a commission when you enroll through our links — this never affects how plans are ranked.

active