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Payless Power PTC 6 Month - Prepaid
This plan is no longer offered
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Last listed in provider rate filings on

Payless Power PTC 6 Month - Prepaid

6 months
Fixed rate
All-in rate from
16.0¢
per kWh at 1,000 kWh
Est. monthly bill
$160–$189
at 1,000 kWh, by utility
Early termination fee
$49
waived if you move
Renewable content
26
%
per the Electricity Facts Label
Enroll in this plan — choose your utility
Not sure which utility serves your address? It's printed on your current bill, or see the service areas.

Payless Power PTC 6 Month - Prepaid is a 6-month fixed rate electricity plan from Payless Power, available in the Oncor, CenterPoint, AEP Texas Central, AEP Texas North and TNMP service areas. At 1,000 kWh a month it costs 16.0¢–18.9¢ per kWh all-in — about $160–$189 a month including delivery charges — depending on your utility. It has 26% renewable content and a $49 early termination fee.

Price by utility

All-in cost per kWh at each monthly usage level, including delivery charges, base fees and any bill credits, averaged over a typical year.
Rates updated
Nov 11, 2026
Utility
500 kWh
1,000 kWh
2,000 kWh
Rank
Oncor
17.6¢
$88
/mo
17.2¢
$172
/mo
17.0¢
$340
/mo
#261 of 307 Oncor plans at 1,000 kWh
CenterPoint
17.4¢
$87
/mo
16.9¢
$169
/mo
16.7¢
$334
/mo
#265 of 320 CenterPoint plans at 1,000 kWh
AEP Texas Central
16.3¢
$81
/mo
16.0¢
$160
/mo
15.9¢
$318
/mo
#254 of 312 AEP Texas Central plans at 1,000 kWh
AEP Texas North
16.6¢
$83
/mo
16.3¢
$163
/mo
16.1¢
$322
/mo
#243 of 312 AEP Texas North plans at 1,000 kWh
Texas-New Mexico Power
19.7¢
$98
/mo
18.9¢
$189
/mo
18.5¢
$370
/mo
#257 of 308 TNMP plans at 1,000 kWh

Who it's for

Any usage level — the all-in price barely changes between 500 and 2,000 kWh, so apartments and small homes are not penalized; people who want a short commitment.

Watch out for

Plan details

Contract term
6 months
Rate type
Fixed rate
Early termination fee
$49
Renewable content
26
%
Provider rating
/ 5 (PowerHQ)
Available in
Oncor, CenterPoint, AEP Texas Central, AEP Texas North and TNMP
Ranking
In the AEP Texas North area it ranks #243 of 312 residential plans at 1,000 kWh, #261 at 2,000 kWh and #211 at 500 kWh, by all-in cost.
How the provider describes it

Fixed price for 6 months with no credit check or deposit required. A first payment of $75.00 is required to connect service.

Frequently asked questions

How much does Payless Power PTC 6 Month - Prepaid cost?

As of Nov 11, 2026, Payless Power PTC 6 Month - Prepaid costs 16.0¢–18.9¢ per kWh all-in at 1,000 kWh a month, including TDU delivery charges and any bill credits. By utility — Oncor: 17.2¢ per kWh (≈$172/mo); CenterPoint: 16.9¢ per kWh (≈$169/mo); AEP Texas Central: 16.0¢ per kWh (≈$160/mo); AEP Texas North: 16.3¢ per kWh (≈$163/mo); TNMP: 18.9¢ per kWh (≈$189/mo). At 500 kWh it is 16.3¢ per kWh ($81/mo) and at 2,000 kWh 15.9¢ per kWh ($318/mo) in the AEP Texas Central area.

Is PTC 6 Month - Prepaid a fixed-rate plan?

Yes. Payless Power PTC 6 Month - Prepaid is a fixed-rate plan with a 6-month term: the energy charge stays the same for the full contract. Your bill still changes with how much electricity you use, and the regulated TDU delivery charges can be adjusted by the utility.

What is the early termination fee for PTC 6 Month - Prepaid?

The early termination fee is $49 if you leave before the 6-month term ends. Under Texas rules you do not owe the fee if you cancel because you are moving.

Is PTC 6 Month - Prepaid renewable energy?

Payless Power PTC 6 Month - Prepaid is 26% renewable, which is the share of your usage matched with renewable energy credits.

Which utilities offer Payless Power PTC 6 Month - Prepaid?

Payless Power PTC 6 Month - Prepaid is available to homes served by Oncor, CenterPoint, AEP Texas Central, AEP Texas North and TNMP. Enter your ZIP code to confirm it is offered at your address.

Is Payless Power PTC 6 Month - Prepaid a good deal?

At 1,000 kWh a month Payless Power PTC 6 Month - Prepaid ranks #243 of 312 residential plans in the AEP Texas North area by all-in cost, so it costs 6.8¢ per kWh more than the cheapest plan there and more than the area average of 14.5¢. Rankings are recalculated daily.

How do I enroll in Payless Power PTC 6 Month - Prepaid?

Choose your utility in the table above and click Enroll. You will need your service address, a move-in or switch date and the account holder's details; enrollment takes about five minutes online and a switch usually completes within one to seven days. There is no interruption to your power.

Rates and rankings are recalculated daily from provider Electricity Facts Labels via PowerHQ. All-in prices include TDU delivery charges, base fees and bill credits averaged over a typical year; your actual bill depends on your usage. GridHacker may earn a commission when you enroll through our links — this never affects how plans are ranked.

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